Engage Borrowers,
Prevent Delinquency.
Engage Borrowers,
Prevent Delinquency.
Perqia proactively incentives borrowers to make on-time payments
Integrates with leading systems in auto servicing
Made for the Auto Industry
Made for the Auto Industry
Modern tools to empower borrowers, incentivize behaviors, and increase servicing efficiency.
Modern tools to empower borrowers, incentivize behaviors, and increase servicing efficiency.


For the Borrower
Enable borrowers to prioritize their auto loan with a flexible self-servicing and rewards program.
Enable borrowers to prioritize their auto loan with a flexible self-servicing and rewards program.
For the Borrower
Enable borrowers to prioritize their auto loan with a flexible self-servicing and rewards program.
For the Borrower
For the Servicer
Drive and forecast performance on the borrower groups that need it most.
For the Servicer
Drive and forecast performance on the borrower groups that need it most.
For the Servicer
Drive and forecast performance on the borrower groups that need it most.



For the Servicer
The Future of Automotive Servicing
The Future of Automotive Servicing
The Future of Automotive Servicing
Perqia helps stay top of wallet share for borrowers, prevents delinquency, and seamlessly aligns with your existing infrastructure.
Perqia helps stay top of wallet share for borrowers, prevents delinquency, and seamlessly aligns with your existing infrastructure.
Perqia helps stay top of wallet share for borrowers, prevents delinquency, and seamlessly aligns with your existing infrastructure.


Native Compatibility
Integrates with your existing LMS, CRM, and payment processors plus our native ACH payment processing option.

Native Compatibility
Integrates with your existing LMS, CRM, and payment processors plus our native ACH payment processing option.


Day-0 Engagement
Built-in rewards engine focuses borrowers on making auto payments amid competing financial priorities.

Day-0 Engagement
Built-in rewards engine focuses borrowers on making auto payments amid competing financial priorities.


Built for Enterprise
Equip your team with proactive tools, scalable across all your portfolios, regardless of borrower type.

Built for Enterprise
Equip your team with proactive tools, scalable across all your portfolios, regardless of borrower type.
Built by Insiders
Built by Insiders
Built by Insiders

John Valanidas
Co-Founder

John Valanidas
Co-Founder

John Valanidas
Co-Founder

Justin Mankita
Co-Founder

Justin Mankita
Co-Founder

Justin Mankita
Co-Founder

P.J. Goben
Advisor

P.J. Goben
Advisor

P.J. Goben
Advisor

Howard Spira
Advisor

Howard Spira
Advisor

Howard Spira
Advisor

Siddhartha Oza
Advisor

Siddhartha Oza
Advisor

Siddhartha Oza
Advisor
Our team is led by those experienced in product development, consumer lending, and business strategy. We’re backed by advisors who’ve led in consumer fintech innovation, subprime auto loan servicing, and enterprise engineering. Together, we bring a customer centric perspective to creating solutions for our partners in the auto lending and servicing.
